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#38 How Curious! Hell Yeah or No, The Magic Box and The Fresno Drop


How Curious!

August 3 · Issue #38 · View online

A short monthly newsletter packed with awesome new discoveries and personal recommendations! #Books #Podcasts #Tech #Humour #Psychology #BestOfTheWeb

Happy August, and welcome to the 38th issue of ‘How Curious!’ ✌️
I was lucky last month and hit a hot-streak of great books and podcasts. If you check out those listed below you’re in for a treat! 💯
The world may be in some form of lockdown until a) A vaccine is ready, or b) A very effective treatment is available. I’ve started to examine how I would shape my life if this is the case, albeit with the luxury of knowing I have antibodies and can work from anywhere. 🏖️👨‍💻
What would you do differently if you were told the current state of play will continue for the next 12 months?

My first trip in a hot air balloon 🎈
My first trip in a hot air balloon 🎈
Nothing is a waste of time if you use the experience wisely - Auguste Rodin
Happiness is the acceptance of the journey as it is now, not the promise of the other shore. - Mike Carter
We’re all basically building castles in the sand. Whether the surf comes in tomorrow, next year or next decade, don’t kid yourself of its permanence.
Derek Sivers is amongst the quirkiest authors I read. I love all his content. It’s digestible, humorous, and immediately actionable. Derek’s short books don’t contain needless filler material and can be completed in 2 hours. I highly recommend you check out his two new books!
Hell Yeah or No: Derek Sivers (9/10)
Your Music and People: Derek Sivers (9/10)
The Box: How the Shipping Container Made the World Smaller and the World Economy Bigger: Levinson, Marc (8/10)
View my digital bookshelf here and my 11,500+ book highlights here.
#88 Derek Sivers: Innovation Versus Imitation - The Knowledge Project with Shane Parrish
What Dan Romero Thinks About Basically Everything - Village Global's Venture Stories
#67 Systemic Racism In The UK with Adam Pugh & Africa Daley-Clarke - Adulting
Best of the web
No Code List - Comprehensive List of No Code Tools
How Long-Haul Trucking Works - Wendover Productions Youtube channel
What's Docker, and what are containers? - Technically
Last Month I Learned
Percentage calculation hack 🔢
  • If you ever have to calculate a difficult percentage on the spot you can use a simple shortcut - flip the numbers around.
  • For example, if you wanted to work out 4% of 75 in your head, just flip it and do 75% of 4, which is far easier!
  • Rule: x% of y = y% of x 
The world of postage before stamps 📬
  • Before stamps were introduced in 1840 you didn’t pay to send a letter, you paid to receive one!
  • If the postman knocked on your door with a letter for you, he’d let you read it only if you coughed up a few shillings.
The Fresno Drop - Introducing Credit Cards 💳
  • When credit cards were first introduced they had to overcome a chicken-and-egg problem: retailers didn’t want to go to the trouble of accepting them unless lots of customers demanded it, while customers couldn’t be bothered signing up for the cards unless plenty of retailers would accept them.
  • To overcome the inertia, in 1958 Bank of America simply mailed a plastic credit card to every single Bank of America customer in Fresno, California – 60,000 of them. Each card had a credit limit of $500, no questions asked – closer to $5000 in today’s terms. The audacious move was known as the Fresno Drop
  • The banks swallowed the losses from delinquent loans, and by the end of 1960, Bank of America alone had a million credit cards in circulation!
Best of Twitter
View all previous newsletters here and all previous newsletter links here.
If you enjoyed this newsletter, feel free to forward this email to a friend or reach out with feedback and suggestions for the next edition! ✌️
- Peter Duffy
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